Keep the LUSO Visa® credit card right where you need it – in your wallet.
Visa® DBA Classic Credit Card
Shopping, dining, staying or playing at establishments worldwide – all while earning merchandise, gift card, or travel rewards.
Visa® DBA Platinum Credit Card
Enjoy a higher spending limit, lower interest rate, and more rewards with every purchase.4
| Product | Visa® DBA Classic Credit Card | Visa® DBA Platinum Credit Card |
|---|---|---|
| Minimum Credit | $500 | $10,000 |
| Maximum Credit | $9,999.99 | $20,000 |
| Purchase Rate | 10.50% APR3 | 10.50% APR4 |
| Balance Transfer | 3.00% of transfer amount or $10 (whichever is greater) | 3.00% of transfer amount or $10 (whichever is greater) |
| Cash Advance | 13.50% APR | 12.50% APR |
1Free VISA Credit Cards CURewards Program.
2Double rewards with free VISA Credit Cards CURewards Program valid for first 30 days. Visa Smart Start periodic rate of 0.02877% is valid on new purchases; Visa Smart Start periodic rate of 0.03425% is valid on cash advances. Balance transfers are NOT allowed with this product.
3APR: Annual Percentage Rate. This is a variable rate account with a revolving line of credit. Minimum payment is 2% of total new balance, or $20, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: None; Over the Limit Fee: $25; Late Fee: $25; Returned Check Fee: $35; Card Replacement: $25 for normal processing, $75 for rush orders; Past Due Fee: $20 after the 20th day following the due date. VISA International Exchange Conversion Fee: Applicable cost to credit union at time of transaction.
4Visa Business Platinum periodic rate of 0.02603% is valid on new purchases; Visa Platinum Business periodic rate of 0.03151% is valid on cash advance.
Build credit and learn how to use it responsibly with our credit card program for students.
