wordpress-seo domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /var/www/vhosts/resultspw.com/subdomains/dev-luso/wp-includes/functions.php on line 6114Do you have a LUSO Visa® credit card in your wallet? If not, here’s why you should.
Visa® Credit Card Secured Loan
Build or rebuild your credit using a secured deposit account as collateral. Make purchases and replenish funds each month.1
As of 1/18/2025
| Visa Credit Card Secured Loan | |
|---|---|
| Minimum Credit | $200 |
| Maximum Credit | $10,000 |
| Purchase Rate | $10.50% APR1,2 |
| Balance Transfer | N/A |
| Cash Advance | 12.50% APR |
1Visa Secured Card periodic rate of 0.02877% is valid on new purchases; Visa Secured Card periodic rate of 0.03425% is valid on cash advances. Available with Visa Classic Credit Card only. Pledged shares must be retained in a corresponding Visa Secured Share Savings account equal to the total credit limit and/or secured credit increase and retained as collateral until such time as the debt is repaid in full and the secured credit card account is terminated. The funds are released upon successful completion of the loan terms and regular timely payment. Balance transfers are NOT allowed with this product.
2APR: Annual Percentage Rate. This is a variable rate account with a revolving line of credit. Minimum payment is 2% of total new balance, or $20, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: None; Over the Limit Fee: $25; Late Fee: $25; Returned Check Fee: $37; Card Replacement: $25 for normal processing, $75 for rush orders; Past Due Fee: $20 after the 20th day following the due date. VISA International Exchange Conversion Fee: 1.00% applicable cost to credit union at time of transaction.
Visa® Smart Start Classic Credit Card
High school and college students, this is the card for you. Earn rewards with every tap, while building credit for future financial needs.
As of 1/18/2025
| Visa Smart Start Classic Credit Card | |
|---|---|
| Minimum Credit | $500 |
| Maximum Credit | $5,000 |
| Purchase Rate | $10.50% APR1,2 |
| Balance Transfer | N/A |
| Cash Advance | 12.50% APR |
1Double rewards with free Visa Credit Cards CURewards Program valid for first 30 days. Visa Smart Start periodic rate of 0.02877% is valid on new purchases; Visa Smart Start periodic rate of 0.03425% is valid on cash advances. Balance transfers are NOT allowed with this product.
2APR: Annual Percentage Rate. This is a variable rate account with a revolving line of credit. Minimum payment is 2% of total new balance, or $20, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. Savings for credit cards is based on lowest available credit union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance. Annual Fee: None; Over the Limit Fee: $25; Late Fee: $25; Returned Check Fee: $37; Card Replacement: $25 for normal processing, $75 for rush orders; Past Due Fee: $20 after the 20th day following the due date. VISA International Exchange Conversion Fee: 1.00% applicable cost to credit union at time of transaction.
Visa® Platinum Credit Card
Enjoy a higher spending limit, lower interest rate, and more rewards with every purchase.5
As of 1/18/2025
| Visa Platinum Credit Card | |
|---|---|
| Minimum Credit | $10,000 |
| Maximum Credit | $20,000 |
| Purchase Rate | $10.50% APR1,2 |
| Balance Transfer | 3.00% of transfer amount or $10 (whichever is greater) |
| Cash Advance | 12.50% APR |
